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Buyers
Move-In Bonus
Mortgage Rates
- What is a mortgage rate?
- How do you compare mortgage rates?
- What is the difference between interest rate and annual percentage rate (APR)?
- What is a mortgage discount point?
- How much does 1 point lower your interest rate?
- What is a mortgage rate lock?
- How does the Federal Reserve affect mortgage rates?
- How do I find personalized mortgage rates?
Mortgage Calculator
- What does home price mean?
- How do mortgage calculators calculate payments?
- What are the other costs that can factor into my monthly payments?
- How do I set a mortgage interest rate?
- What do different mortgage loan terms mean?
- What does a mortgage down payment mean and what is private mortgage insurance (PMI)?
- How do you use a mortgage calculator?
Preapproval & Pre-Qualifications
- How-to get prequalified or preapproved
- What is a mortgage preapproval?
- Why do I need a mortgage preapproval?
- What is the difference between prequalification and preapproval?
- When should I get preapproved for a mortgage?
- Should I get preapproved by multiple lenders?
- How long does a mortgage preapproval last?
- Does getting preapproved hurt my credit score?
Buying Power
- How can I determine my home buying power?
- How can I increase my home buying power?
- How much house can I afford based on my salary?
- What does my annual income need to be to afford a $500,000 house?
- How do lenders assess mortgage affordability?
- How much of a mortgage can my spouse and I afford?
- How much can I afford with an FHA Loan?
- How much can I afford with a VA Loan?