Is credit monitoring useful?

Yes! Credit monitoring allows you to view your credit history, check for mistakes in your reporting, and helps maintain your credit score. When there are new inquiries to your credit history, you can see what the changes were for and who was looking at them using a credit monitoring service. Credit monitoring even alerts you to changes in your credit report - like if someone else applied for a credit card using your social security number. Properly monitoring your credit can be very helpful when making large purchases and prepares your credit for the future.