How can I increase my home buying power? September 03, 2021 03:53 Updated The simplest way to increase your home buying power is to reduce your debt-to-income ratio. You can do this by switching to a higher-paying job, paying down existing debt, and saving more for a down payment. Related articles What does my annual income need to be to afford a $500,000 house? Can a real estate agent estimate my home’s worth or should I seek a formal appraisal? What does home worth mean? What’s the difference between a real estate agent and a Realtor? What should I do to prepare my home for a sale?