Shopping around and speaking to multiple lenders is the best way to find the most competitive mortgage rates. To begin, it’s worth it to enter your information into mortgage calculators and shop around online for the best rates, but you won’t get an accurate quote until you speak directly to a lender. Your credit score, employment status and history, and how much you can afford to put down will affect your rate, so to truly get a personalized rate, you need to go directly to the source.
